Retirement Archives - Republic Wealth Advisors

05 Jul 19

Investments, Retirement, Strategies & Tips

Why Don’t More People Take Advantage of the Roth 401(k)?

Posted by David Levy
investments, roth 401(k)

What is a Roth 401k? Since January 1, 2006, U.S. employers have been able to amend their 401(k) plans to allow employees to take advantage of Roth plan tax treatments. According to the Plan Sponsor Council of America, over 70%...

03 Oct 18

Debt, Investments, Retirement, Strategies & Tips

Should you pay-off your mortgage early?

Posted by David Levy
financial planning, Investment, Mortgages, New Tax Plan, retirement

If you are like most Americans, one of your largest monthly expenses is your mortgage payment. For individuals, particularly those near or entering retirement, consideration must be given as to whether to maintain your mortgage or pay it off....

17 Jul 18

Insurance, Retirement, Strategies & Tips

What Happens to Your Benefits When You Leave Your Employer?

Posted by Frederick Hanish
employment benefits, leaving your employer

Moving on from your current employer? What happens to your benefits? Working at a firm for more than 20 years is rare these days. People can expect to change jobs - whether voluntarily or involuntarily - many times during their...

30 Mar 18

Investments, Retirement

Maximizing Your Use of Health Savings Accounts

Posted by Frederick Hanish
health savings accounts, hsa

While most people choose a High Deductible Health Plan to lower ongoing health insurance premiums, consider using a health savings account or HSA to help fund future health care expenses in retirement. With health insurance premiums continuing to rise, many...

22 Sep 17

Retirement, Strategies & Tips, Taxes

Required Minimum Distributions – Beware the Tax Traps!

Posted by Patrick Moore
70.5, Required Minimum Distributions, RMDs, Taxes

Many are unaware of IRS distribution requirements and the penalties associated with failing to comply with these requirements, including tax traps. Your hard-earned retirement savings should not be pilfered by the IRS. However many soon-to-be retirees, and dedicated savers, are...

12 Jul 17

Retirement

How A Roth 401(k) Could Keep You Wealthier In Retirement

Posted by Kenneth Landgraf
401k, roth 401(k)

What is a Roth 401(k), how taxes differ from the traditional 401(k), and other considerations for your retirement savings. There are many retirement savings options for people today. One of the lesser-known options is the Roth 401(k). Since January 1,...

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